Insurance Group Number Plate
Learn more about the group system from our car insurance blog.
Insurance group number plate. You cannot insure two identical cars with one number plate nor have two number plates for one car. There are much bigger factors at play including the value of your car and your address. When an insurance claim is made for the cost of a car the insurer owns both the vehicle and the registration number assigned to it. Your licence plate is the car s unique reference.
Find out which insurance group your car is in. The group rating panel a group of representatives from the insurance industry meet regularly to determine what car insurance group different vehicles should be in. They use data from thatcham research to identify which cars are likely to cost insurers the most via insurance claims. Enter your registration to find out where your car sits.
Every car in the uk is allocated an insurance group to help insurers work out the cost of cover running from 1 cheapest premiums to 50 highest. Policy costs aside it s important to let your insurance provider know you have personalised registration plates. License plate numbers a aaa 001 general format can indicate the car registration expiration date for instance in massachusetts 1234 ab expires in april or the county of registration either the full name in florida ohio kentucky georgia mississippi iowa and tennessee or a one or two digit code in alabama south dakota montana nebraska and wyoming drivers from georgia can. This also applies to personalised plates.
1 is cheaper 50 is pricey. Cars in the highest groups typically high performance models are likely to cost insurers the most in insurance claims. 3 a group number from 1 50 is assigned which car insurance companies use to help set the price of your quote. Car models are then given a number between one and 50.
Your insurance provider can help you recover stolen number plates. If your car is not wearing its plate esp if. Is an insurance holding company that specializes in the business of credit insurance and other loan related products for financial institutions automobile dealers consumer finance companies and other retail lenders. The claimant can repurchase the registration number from the insurer if it still owns it for no more than the settlement price.
This is because if your car is stolen and you have to make a claim the insurance provider will become the legal owner of the car and its registration. As is always the case with insuring your vehicle if you re unsure what s included or covered by your policy you should always check with your insurer directly. Group rating system the group rating panel administered by thatcham research assigns new car models to an insurance group from 1 cheapest to insure to 50 the most expensive.
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