Insurance For Car Detailing
Even if you own a mobile detailing business this is the type of policy you want to have.
Insurance for car detailing. Each of these have a different range of coverages including liabilities that arise after the work has been completed or accidents occurring on the premises of the shop. General liability insurance includes three main coverage types for auto detailers. General liability coverage with limits from 100 000 up to 1m or higher. You want to be covered while you are working on a vehicle and while the vehicle is in your possession.
Garage keepers liability with limits from 25 000 up to 1 000 000. Hired and non owned auto liability broad form products and defective. A bop combines general liability insurance with commercial property to form one easy to. The cost is surprisingly affordable depending on how much coverage you elect for and depending on your location it will cost around 1000 2000 a year.
This is a fast growing industry and it will continue to grow as the economy improves since more people now have the disposable income to pay professionals to wash their cars. Business owners policy bop. Get a fast quote and your certificate of insurance now. Premises liability completed operations and product liability.
If you own one of the more than 62 000 car wash and auto detailing businesses in the us auto detailer liability insurance is a necessity source. Workers comp protects your employees should they become injured or ill while on the job. The most popular insurance for these types of businesses is called garage keeper s liability. Monthly insurance premiums for a mobile auto detailing business with 500 000 of general liability insurance and 75 000 in garage keepers coverage is around 125 per month based on the principle owner having a good driving record.
Auto detailing and mobile car wash insurance protects your business from lawsuits with rates as low as 29 mo. Having insurance for your auto detailing business is actually not as terrible as it sounds.
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